What Are Cookies?

Cookies are small text files that websites place on your device when you visit them. Think of them as digital sticky notes that help our spreadsheet platform remember your preferences and improve your experience with financial management tools.

At moravexelio, we use various tracking technologies to enhance your experience with our financial planning resources. These range from essential cookies that keep you logged in to analytical tools that help us understand which features work best for our Australian users.

Types of Cookies We Use

How We Use Tracking Data

• Platform Optimization

  We analyze which financial templates and tools get the most use to prioritize improvements and develop new features that actually matter to our Australian users.

• Educational Content Delivery

  Tracking helps us understand which educational resources resonate most with different user groups, allowing us to create more targeted financial literacy content.

• Technical Performance

  We monitor load times, error rates, and user interactions to ensure our spreadsheet tools work smoothly across different devices and connection speeds.

• Security Monitoring

  Essential tracking helps us detect unusual activity patterns and protect user accounts from potential security threats or unauthorized access attempts.

Managing Your Cookie Preferences

You have several options for controlling how cookies work on your device. Most web browsers allow you to view, delete, and block cookies through their settings menus. Here's how this affects your experience with our financial platform:

If you disable analytics and marketing cookies, you'll still have full access to all our spreadsheet templates and financial planning tools. You just might see less relevant educational content recommendations, and we won't be able to improve the platform based on usage patterns.

Data Retention and Your Rights

Different cookies have different lifespans depending on their purpose. Session cookies disappear when you close your browser, while persistent cookies might stay for weeks or months to remember your preferences.

Analytics data is typically anonymized and aggregated within 14 months. Marketing cookies usually expire after 12 months, though you can clear them anytime through your browser settings or by using the rejection button above.

As someone using our platform from Australia, you have rights under privacy legislation to know what data we collect and how it's used. We're committed to transparency about our tracking practices and giving you meaningful control over your digital privacy.

Third-Party Services

Some cookies on our site come from third-party services we use to enhance the platform. This might include analytics providers, educational content partners, or security services that help protect user accounts.

These partners have their own privacy policies and cookie practices. While we choose services that align with our commitment to user privacy, we recommend reviewing their policies if you want complete visibility into data collection practices.